The Rise and Rise of Mobile Payment Technology Tags:#Browsers#Flipboard#Mike McCue#web applications#Web publishing Role of Mobile App Analytics In-App Engagement Why IoT Apps are Eating Device Interfaces What it Takes to Build a Highly Secure FinTech … Flipboard, a pioneer of tablet apps, has launched a full Web version of its news reader.In a break from its signature “flip” metaphor, Flipboard for Web embraces scrolling, the natural gesture people use to read on the Web. And it’s hoping that lush, photo-heavy layouts will encourage people to keep reading.Flipboard CEO Mike McCue unveiled the new product at a launch event in Flipboard’s original office in downtown Palo Alto Tuesday morning.In 2010, McCue and his team considered launching a Web-based news reader, but decided to embrace Apple’s then-rumored iPad tablet instead. When the iPad launched, Flipboard became a standard-bearer for Apple’s new mobile platform.“It was pretty clear to us that it wasn’t ready to happen in the Web browsers of that time,” McCue told me. The iPad allowed Flipboard’s designers to reimagine the Web, stripped of gaudy banner ads, awkward side rails, and other cruft it accumulated over the past two decades.Flipboard CEO Mike McCue demonstrates an earlier version of Flipboard for Web.A lot has happened since 2010, though. The Web has quietly become vastly more capable. And it’s no secret that tablet sales—particularly iPad sales—have stalled. And Flipboard has seen its strongest growth since launching mobile apps for smartphones.Over the past two years, we’ve seen Flipboard tiptoe back onto the Web, first with tools for people who created “magazines”—editorial selections of links—on the app, and later with full Web versions of those magazines. But Flipboard as a news-reading experience remained app-only until now.That hasn’t held back its growth: Flipboard has grown from about 35 million active monthly readers in October, when it launched a third major version of its app, to 50 million today, McCue said.One consideration for Flipboard in launching a full Web version, McCue said, was interest by the publishers it’s working with, who still “do a considerable portion of their business on the Web.” Flipboard is increasingly working to place and sell ads in Flipboard magazines, including major print publishers like Condé Nast and Time Inc. as well as smaller publishers and individual magazine creators.In August, McCue revealed at our ReadWriteMix event that Flipboard had started cutting checks to smaller publishers. Here’s the full video of that interview:Screenshot via Marcos Weskamp’s Flipboard Related Posts owen thomas
Samajwadi Party president and UP Chief Minister-designate Akhilesh Yadav has removed the party’s national secretary Rajeev Rai from his post following allegations of anti-party activities.SP spokesperson Rajendra Chaudhary said Rai had made statements which were against the party line. “He has been removed from the post and asked to explain his conduct,” he said.Rai was handpicked by Akhilesh last year and was a key member of his core team.Rai could not be contacted for comment. He left for Delhi soon after he got the news of his removal.
SocialFish and Results Direct have a free eGuide to understanding and meeting the needs of your organization’s members on mobile. The eGuide is especially well done, as it takes the perspective of the audience and profiles three people who are typical association members. It shows how they try – in vain – to access typical association resources on mobile. Each section then provides advice on how to improve the experience.Check out the whole guide here, and in the meantime, ask yourself:1. People come to you for information. Is your website mobile-friendly so that information is easy to find and use, on any device?2. Are your emails easy to read on mobile devices? Do the calls to action on your emails lead to easy ways to respond on mobile?3. Are your events mobile-friendly? Can people easily check the agenda online during the event – and share content via social media?4. Are important articles or reference materials available in a format that can be read on a mobile device?5. Is it easy to share your content on social media with a click or two on a mobile device?No? Then you could be missing out on opportunities to serve your members in an era when they are more often than not on their smartphones!
Working with such large volumes of water presents a variety of risks. Overconsumption of local water resources can threaten stressed water supplies. Mining waste can contaminate water supplies, threatening drinking water and aquatic ecosystems. For mining companies, the potential for accidents increases exposure to fines and lawsuits as well as new regulations and operational disruption. The Zijin Mining Group has already called off a project in Africa in the wake of the Ting River accident. According to a recent report from Bloomberg, “[Zijin Mining Group’s] plan to make at least two overseas acquisitions this year was hampered by regulatory probes and cleanup for the acid-laced waste leakage.”Unreported RisksFor investors and financial institutions, these water risks are difficult to track. Traditional environmental impact assessments (EIAs) usually do not consider water quality problems. A study on the accuracy of water quality predictions at hardrock mines in the U.S. found that although none of the sites’ EIAs predicted water quality problems, 76 percent of sites exceeded water pollution standards. 93 percent of the sites with acid drainage problems had not anticipated this risk in their EIAs.Many mining companies are ahead of the curve in reporting water data, but a WRI survey found that water disclosure varies widely – especially in emerging markets. South African and Latin American companies generally report the most water-related data, while most Chinese and Indian mining companies report little or no water-related information. This is particularly notable, since China and India are among the top three largest producers of most non-fuel minerals.WRI’s Mine the Gap paper points out three major shortcomings in current water risk reporting in the mining sector:Reporting the wrong things. While many mining companies are diligent about reporting how much water they consume, the risks their mining activities pose to water quality are either not reported or not reported with enough detail to be meaningful.Not providing relevant context. A gallon of water is much more valuable in a desert than it is in a rainforest. A mine’s water use data is meaningless without an understanding of the unique characteristics of the watershed it inhabits.Reporting inconsistently. Different mining companies employ different approaches when reporting their water use and water risk, making it difficult to compare performance across the sector.These three factors contribute to a general lack of understanding of the water risks involved in mining, which in turn makes it difficult or impossible for the financial community to manage these risks. Without understanding risk, investors and financial institutions can be blindsided.Disclosing the True Nature of Water RiskRead the PaperMine the Gap presents a preliminary framework that the financial community can use to assess water risk, including a series of questions for mining companies about their water use:What type of mining processes are employed?What is the environment surrounding the mine?How does the company measure and track its water use?How does the company monitor and manage water quality concerns?The framework offers a way to translate the answers to these questions into a more complete understanding of a mine’s exposure to water related risks, thereby helping investors and financial institutions to make wiser decisions.Going forward, WRI will soon release a prototype Water Risk Index which pulls together various data series to generate maps that highlight where and how water issues can pose financial risks (and opportunities) for companies. This will provide an essential geographic-specific context to understand where water risks are greatest.A Role for the Financial CommunityThe mining industry will face increasing water risks in the future as water resources become scarcer in many mineral rich regions, competition for water supplies increases, and the industry itself requires greater water withdrawals because of declining ore quality.The financial community, then, has an important role to play to encourage improved water disclosure in this sector. By engaging with mining companies about their practices and supporting broad-based initiatives to improve water disclosure, investors and financial institutions can work with the industry to fully understand and report water risk in the future.Read More‘Red Sludge’ Wake-Up Call For Investors And Financial Institutions For investors and financial institutions, water risks in the mining sector are difficult to track.This summer, while Americans focused on the BP oil spill, disaster struck at a copper mine in southeastern China. The mine, owned by China’s largest gold producer, Zijin Mining Group, leaked 2.4 million gallons of waste water laced with acidic copper into the Ting River, killing 2,000 metric tons of fish – enough to feed 72,000 residents for a full year.Just as the Deepwater Horizon disaster reminds us of the underlying risks of offshore oil drilling, the Zijin disaster demonstrates the environmental risks associated with the thousands of hardrock mineral mines in operation around the world. And, as a new paper from WRI concludes, current reporting practices mean that investors and financial institutions may not be fully aware of these risks, even though they may suffer the consequences. The Water and Mining ConnectionA hardrock mine (one that extracts minerals or metals from the earth) relies heavily on water to operate. These mines use water in all steps of the mining process: cooling equipment, separating waste from valuable minerals, controlling dust, and so on.Workers drain away polluted water from the Zijin copper mine. Photo credit: PhysOrg
A new $40 million female ward is to be constructed at the Manchester Infirmary, located at Royal Flat. Story Highlights A new $40 million female ward is to be constructed at the Manchester Infirmary, located at Royal Flat.Local Government and Community Development Minister, Hon. Desmond McKenzie, broke ground for the building on Thursday, April 25. It is expected to be completed by year end.Speaking at the ceremony, Mr. McKenzie said a solar water heating system and an energy saving water harvesting system would be installed to minimise the cost of electricity.The sum for the building is part of an allocation of $200 million from the National Housing Trust (NHT), to help improve infirmaries across the island.The infirmary will also be getting a new generator capable of running the facility when the public power supply is not available.Mr. McKenzie said residents of the infirmary were once hard-working, honest and decent Jamaicans, who used to pay taxes, but might have fallen on hard times, so it is the State’s responsibility to provide for them.“We are providing for them because many of them helped to create the foundation for the Jamaica we live in today. Many of the residents in our infirmaries created a kinder, gentler society, so it is our responsibility as leaders to care for them,” he added.The Minister said the Government is committed to improving the lives of Jamaica’s poor, noting that in his upcoming Sectoral Debate presentation in the House, he would be announcing a number of areas of improvement for poor relief in Manchester.Mr. McKenzie encouraged the staff to take good care of the new ward when it is constructed.“We are going to ensure that workers in these facilities are trained, and we will be announcing a slew of new arrangements as they relate to training for workers, because we rely on them to provide the necessary support for the residents,” he said. Local Government and Community Development Minister, Hon. Desmond McKenzie, broke ground for the building on Thursday, April 25. It is expected to be completed by year end. Speaking at the ceremony, Mr. McKenzie said a solar water heating system and an energy saving water harvesting system would be installed to minimise the cost of electricity.
doctors parked near their offices or homes and who are on call on-duty members of police and fire departments and Armed Forces commercial drivers in the process of loading and unloading drivers of public utility vehicles parked at, or near, their homes and who may be required to make emergency calls The province’s winter parking ban takes effect Monday, Dec. 15, in many communities throughout Nova Scotia. Provincial Winter Parking Regulations help crews from the Department of Transportation and Infrastructure Renewal clear roads quickly and safely after snow storms. The regulations apply to drivers in communities in 14 municipalities and do not allow parking on roads maintained by the department between 1 a.m. and 7 a.m. Drivers are also restricted from parking vehicles on highways and streets from one hour after a snowstorm begins to two hours after it has stopped. In fact, it is an offence to park on any roadway in such a manner that it might interfere with or obstruct snow removal or winter maintenance operations on the highway. A complete list of communities with restricted parking will be carried in newspaper ads, and is available by visiting the road safety section of the department’s website at www.gov.ns.ca/tran/highwayops/roadsafety.asp . Some people are exempt from the parking ban, including: Drivers who ignore the Winter Parking Regulations face penalties under the Motor Vehicle Act. The winter parking ban will be in effect until March 30, 2009.
The Shanghai Cooperation Organisation 2019 summit is on the cards and might help India in a variety of ways. To be held in Kyrgyzstan’s capital Bishkek, SCO 2019 envisages a flurry of themes to be pursued between major economies such as China, Russia and India amidst other smaller central Asian nations. Pakistan also is a party to this summit, however, no sort of bilateral talks between neighbours is likely despite Pakistan making an exception in its airspace, allowing PM Modi to take a flight to Bishkek without any detours. India would rather be meeting his Chinese counterpart as well as Russian President Putin in a bid to open increased cooperation in the Central Asian region through proper dialogues with Russia and China on the occasion. The 19th summit of SCO in Bishkek is apparently new for India who along with Pakistan only recently joined the group in 2017. Though in essence, SCO’s theme encapsulates multilateral agenda comprising regional cooperation in IT, environment, healthcare, sports, security, et al apart from combatting drug-trafficking and terrorism. There are several issues stacked up but large attention would be directed towards regional security paradigm, counterterrorism and trade. China implicitly urged member countries not to bring up the issue of state-sponsored terrorism in the fray in an attempt to prevent Pakistan’s isolation. It is understood that China may also encourage a resumption of dialogue between India and Pakistan after relations further soured in the wake of what happened at Pulwama. SCO remains an opportunity for Modi and Xi to meet and discuss future bilateral meets, if not the details then just the dates. This is the first meeting between leaders of the two nations after China agreed to list Azhar in the UNSC sanctions committee. Scope of a Wuhan-style meet has been doing rounds ever since China agreed to list Azhar amidst global pressure since that has been a longstanding Indian demand that foreign players helped fulfil. Both countries have walked a mile since the Doklam standoff that had degraded relations between the fast-growing Asian economies and it may be a good time to discuss potential bilateral scope. Though SCO boasts of a recently-built Regional Anti-Terrorist Structure (RATS) which focuses on periodic counterterrorism exercises involving member countries, China and India can reinvigorate this combat the rising forces of terror that have targetted South Asia in recent times viz. Pulwama carnage and Easter Sunday bombings in Sri Lanka. Sidelined by India for its notorious play, evident from India’s interest in BIMSTEC instead of SAARC and no invitation for Modi’s swearing-in ceremony, Pakistan must seize the SCO platform to make a global statement regarding its intentions which on the surface are to counter terror outfits but rather ambiguous on the inside. Also Read – Securing nutritionIndia’s participation in SCO comes with a great incentive of carrying forward its Connect Central Asia policy. After stressing on ‘neighbourhood first’ policy affirmed by Modi’s visits to Male and Colombo, India stands at the crossroads of two potential development chapters on the foreign front – Central Asia and South Asia. India is wary of China’s expanding silk route through its economic colonialism which has rendered countries in debt of it, allowing China to take key infra away from them in the form of ports or roads. This has opened the Indian Ocean Region (IOR) for China to dominate. India realises the strategic importance of IOR and hence, strengthening relations with the Maldives and Sri Lanka – key IOR nations – who are indebted to China is a priority. India’s focus on BIMSTEC and its participation in SCO will ensure a comprehensive neighbourhood first policy whereby India bridges Central Asia and South Asia by being a mediator of trade and security cooperation between nations of the two international groups. In the rising tension of Sino-US trade war, enhanced cooperation between Asian economies is the best way to check US’s unilateralism, even as India has significantly grown its ties with the US. SCO has a wide scope but it can only be utilised if tapped on the right fronts and with a consensus reached between its member nations.
Advertisement Login/Register With: Twitter CBC today announced the team of hosts and judges for THE GREAT CANADIAN BAKING SHOW (8×60), the public broadcaster’s homegrown take on hit format The Great British Bake Off. The series will be hosted by actor and writer Daniel Levy (Schitt’s Creek, The Hills: The After Show) and actor Julia Chan (Saving Hope, A Kid Like Jake), who will keep the judges buttered up and bakers laughing even when the going gets tough. Judging which competitors measure up are acclaimed pastry chefs Bruno Feldeisen, former executive pastry chef for the Four Seasons in New York and Vancouver and a multiple James Beard Award nominee; and Rochelle Adonis, the Quebec-raised, European-trained creator of a flagship tea shop and confectionary brand in Australia. Produced by Proper Television, THE GREAT CANADIAN BAKING SHOW starts filming in Toronto this week following a nationwide search for Canada’s top amateur bakers, and will premiere Wednesday, November 1 at 8 p.m. (8:30 NT) on CBC.“The first time I watched The Great British Baking Show, my heart grew three sizes. It’s the most joyful, inspiring competition-based reality show on TV and I’m so excited to be a part of the Canadian series,” said Levy.“Baking is all about love and sharing. It makes the world a better place, and I’m honoured to be part of this unique Canadian experience,” said Feldeisen.“I’m absolutely thrilled to be part of The Great Canadian Baking Show. There’s nothing quite like watching lovely people truly committed to being great at something – and this show is exactly that,” said Chan.“Coming home to Canada to mentor these extraordinary amateur bakers is a dream come true!” said Adonis.Based on the beloved British format, THE GREAT CANADIAN BAKING SHOW brings together 10 amateur bakers from across the country to compete in a series of themed culinary challenges as they celebrate their diverse backgrounds, families and communities. Each episode will feature three rounds including the Signature Bake, the Technical Bake and the Show Stopper. After the bakes are tasted and critiqued, the judges will decide who will become the week’s Star Baker and who will be sent home. The final three bakers will compete for the Great Canadian Baking Show title.THE GREAT CANADIAN BAKING SHOW is presented with Robin Hood. The Robin Hood Baking Family consists of a portfolio of leading baking brands.While waiting for the Canadian series, CBC audiences can whet their appetite with the most recent season of the British series (Season 7), which will air as THE GREAT BRITISH BAKING SHOW starting Wednesday, August 23 at 8 p.m. ET (8:30 NT) on CBC. Season 6 is available to stream now at cbc.ca/watch.THE GREAT CANADIAN BAKING SHOW is produced by Proper Television in association with CBC and Love Productions. The executive producer is Cathie James, and the series producer is Marike Emery. The format is owned by Love Productions and distributed by Sky Vision. In addition to the original British series, the format has been produced in 23 territories including America, Australia, France and Ireland..About CBC/Radio-CanadaCBC/Radio-Canada is Canada’s national public broadcaster and one of its largest cultural institutions. We are Canada’s trusted source of news, information and Canadian entertainment. Deeply rooted in communities all across the country, CBC/Radio-Canada offers diverse content in English, French and eight Indigenous languages. We also provide international news and information from a uniquely Canadian perspective. In 2017, CBC/Radio-Canada will be at the heart of the celebrations and conversations with special 2017-themed multiplatform programming and events across Canada.About Proper Television Inc. Since opening its doors in 2004, Proper Television has become one of Canada’s premier production companies, creating more than 600 hours of smart, fresh and compelling factual programming for audiences around the world. Proper’s award-winning slate includes original productions like Vegas Rat Rods, Tougher Than It Looks, Last Stop Garage and Don’t Drive Here, as well as home grown versions of big international formats such as MasterChef, Canada’s Worst Driver, Storage Wars, Four Weddings and Come Dine with Me Canada.. Proper Television is owned and operated by former BBC producer/director Guy O’Sullivan. Advertisement LEAVE A REPLY Cancel replyLog in to leave a comment Facebook Advertisement DANIEL LEVY AND JULIA CHAN TO HOSTACCLAIMED PASTRY CHEFS BRUNO FELDEISEN AND ROCHELLE ADONIS TO SERVE AS JUDGESThe homemade version of the hit British format premieres Wednesday, November 1 at 8 p.m. (8:30 NT) on CBC
EDMONTON – Alberta is committing up to $1 billion to grow its downstream oil production.Energy Minister Marg McCuaig-Boyd says the money is to be used for loan guarantees, grants and royalty credits to spur more private-sector investments in processing Alberta crude.There will be $500 million in royalty credits for a second round of the petrochemicals diversification program — starting in 2020 and spread over four years.Another $500 million is for loan guarantees and grants for a petrochemical feedstock program starting in 2021.The plans are contained in legislation introduced by McCuaig-Boyd in the house last week.The money is on top of $1 billion in loan guarantees and grants recently announced by Premier Rachel Notley for more partial upgrading by oil developers in Alberta.“It’s going to help us move away from the boom-and-bust policies of the past without sacrificing our leadership in the oil and gas industry,” McCuaig-Boyd told a news conference Monday.
Pastoralists are nomadic or semi-nomadic people who draw on traditional knowledge of weather and vegetation to maintain social and economic systems based on raising and herding livestock, usually in harsh environments.The 120 pastoralist leaders from 23 countries at the Global Pastoralist Gathering in the remote South Omo trading village of Turmi, 13 hours’ drive from the Ethiopian capital, Addis Ababa, looked at their roles in meeting the Millennium Development Goals (MDGs) drawn up at a UN summit in 2000 to halve extreme poverty worldwide by 2015.Some 100 representatives of Governments, international organizations, NGOs and other bodies joined them under tents for sleeping and under trees for discussion, organizer Patta Scott-Villiers from the UN Office for the Coordination of Humanitarian Affairs (OCHA) said.”You are most knowledgeable about your problems,” the UN Development Resident Coordinator for Ethiopia, Modibo Touré, told the gathering, adding that their concerns would be included in development planning.At the end of the five-day conference on 2 February, the participants concluded that their biggest concern was the loss of traditional rights to grazing land. In addition, by 2015 their access to education, health care, safe water, markets, economic progress and legal protection would have declined unless substantial new investments were made.Their mobility should be recognized, their routes and environmental guardianship respected and their land rights clarified and secured as part of an economic, social and cultural system, they said.National and regional authorities differ in their treatment of pastoralists, OCHA said. West African governments recognize their need to cross borders freely with their herds. The Spanish and Indian Governments support their production and South America has developed strong pastoralist organizations.
“The military situation has seen some positive developments. We have had some reduction of tension,” the Force Commander of the UN Mission in Ethiopia and Eritrea (UNMEE) told a news conference in the region today.Ethiopia and Eritrea fought a bitter border war between 1998 and 2000 and the two countries are now separated by the Temporary Security Zone (TSZ), which earlier this month UN officials described as “tense and potentially volatile.”“This is my assessment: that tension has been reduced. I am not saying that there are still no tensions. I am saying that the tension levels have been reduced,” said Maj. Gen. Rajender Singh, the UNMEE Force Commander.In November, the Security Council called on both Ethiopia and Eritrea to reduce the number of troops at the border and Major-General Singh confirmed that force levels had gone down. On Tuesday, Under-Secretary-General for Peacekeeping Jean-Marie Guéhenno said no hasty decision would be taken on the future of its operation in the Horn of Africa countries, adding that “time had to be given for diplomacy” between Ethiopia and Eritrea.Eritrea has increased its criticism of the UN for not forcing Ethiopia to accept the border delineated in 2002, awarding Badme – the town that triggered the border conflict – to Eritrea.
by News Staff Posted Jul 18, 2012 4:25 pm MDT What’s in your wallet? Capital One to refund $150M in probe over heavy-handed marketing WASHINGTON – The Obama administration’s consumer watchdog agency flexed its enforcement muscles for the first time Wednesday and ordered Capital One Bank to repay millions of credit card customers allegedly tricked into buying costly add-on services.Capital One will pay US$210 million in refunds and regulatory fines. Most of the money will go directly to customers.The bank’s phone-sales operators told customers that services like payment protection and credit monitoring were free or mandatory or offered more benefits than they did, federal officials said. The hard selling targeted people with poor credit, they said.The order against Capital One is the first enforcement action by the Consumer Financial Protection Bureau, set up a year ago to protect consumers from excessive or hidden fees and other financial threats.Capital One will pay up to $150 million to 2.5 million customers, $25 million to the CFPB and $35 million to the Office of the Comptroller of the Currency, a separate federal agency that oversees its banking operations.“Consumers deserve to be treated fairly by their credit card issuer,” CFPB director Richard Cordray told reporters. He said the problems are not isolated at Capital One and said he expects announcements about other companies.CFPB officials observed heavy-handed sales tactics by workers at Capital One call centres as they monitored the bank’s operations, the agency said in its order.Agency officials reviewed records and phone scripts, interviewed managers and listened to taped calls with customers, the agency said. The CFPB can oversee the biggest banks and certain other companies by stationing employees at their offices.Customers were transferred to the call centres when they phoned to activate their credit cards, the order said. For most customers, that meant a two-minute process without any ads for extra products. But people with subprime cards or lower credit limits endured eight-minute pitches by live operators while they were waiting for the card to be activated.Call centre operators often ignored scripts and instructions provided by Capital One, the CFPB’s order said. Capital One is being held responsible because of “ineffective oversight,” it said.Comptroller of the Currency Thomas Curry, who heads the OCC, said banks’ management of outside vendors is “an area we have identified as an increasingly significant risk,” especially for big banks.Call centre operators told customers that buying a product would improve their credit scores or credit limits, the CFPB said. Operators misled callers about the products’ costs and sold them to people who were not eligible for their benefits, the agency said.For example, operators sold “payment protection” that would cancel some credit card debt if the customer became sick or unemployed. But the buyers sometimes were already sick or jobless, so they could never collect on a claim.The settlement also cites credit monitoring products with names like Credit Inform and ID Alert that are supposed to monitor people’s credit records and sometimes reimburse them for lost wages or other expenses related to identity theft.Banks are pushing the extra services as they scramble to replace profits lost because of recent limits on fees they can charge and how cards can be marketed. Industry officials argue that the limits are encouraging banks to come up with increasingly obscure, difficult-to-detect ways of charging customers.CFPB enforcement chief Kent Markus said the agency wants to “make it more costly to violate the law than to comply with it.”“We want to discourage the harmful practices from occurring to begin with,” he said.People with lower credit scores and lower credit limits typically have less cash available as a cushion before they start incurring fees on cards, loans and other bills. They are more likely to buy financial products in error because of misunderstandings, independent research shows.The regulators’ charges hinge on the consumer bureau’s allegation that Capital One’s phone sales workers were “deceptive” in selling the add-on services. The CFPB can charge companies engaged in “unfair, deceptive or abusive practices.”Banks and consumer groups have been locked in a public battle about how the young agency would use that power. Wednesday’s action provided the first clear clues about its plans. The CFPB held Capital One responsible for the behaviour of a third-party vendor, a rare but not unheard-of decision by federal regulators.The CFPB’s action was also notable for requiring automatic refunds to consumers who allegedly were duped â€” a simple process compared with the time and paperwork involved in most class-action settlements.Regulators did allow Capital One to settle the matter without admitting or denying any of the facts that they alleged. Bank critics have complained about the use of similar language by the Securities and Exchange Commission to settle high-profile charges. They say the process lets banks buy their way out of problems and avoid deeper scrutiny.In addition to the refunds, Capital One agreed to stop selling the products until it can provide a plan that is acceptable to regulators. The response will be monitored by an independent auditor.Most of the refunds will go to customers who bought add-on card services between August 2010 and January 2012. They will receive the full amount of fees they paid and any other related costs. Capital One customers will receive credit to their accounts; former customers will receive checks.The CFPB’s action solidifies the standing of an agency whose very existence remains a subject of stiff debate on Capitol Hill.Republicans wanted it to be run by a bipartisan commission instead of an independent director and wanted Congress to have power over the agency’s budget. The agency’s champions said it needed independence to avoid outside influence.Republicans delayed some of the agency’s powers by holding up the appointment of Cordray, a former Ohio state attorney general. President Barack Obama installed Cordray in January, using his presidential authority to make appointments while the Senate is not in session. Republicans say that appointment was not valid.Banks and their Republican allies have said the agency’s broad powers will prevent banks from issuing new products and will increase costs for customers. Cordray told reporters the agency is sticking to issues that clearly violate the law and hurt consumers.“We are not going to be bringing enforcement actions on small or technical matters where they’re in the grey area,” he said.Capital One blamed the third-party vendor for violating its instructions. Still, Capital One card division president Ryan Schneider apologized to customers in a statement, adding, “We are accountable for actions that vendors take on our behalf.”The consumer bureau, created under the Obama administration’s 2010 financial overhaul law, is the first federal regulator focused on protecting consumers rather than on ensuring that banks are stable and profitable.Among the other card companies that might be in the CFPB’s sights, Discover Financial Services said last month that it had been subpoenaed by the CFPB and another federal regulator over its fee-based products, including payment protection.Discover said it had changed the practices and believes it now complies with regulators’ demands.Capitol One’s $25 million penalty will go to the CFPB’s civil penalty fund, which is used to refund victims of consumer abuse and pay for financial education programs.Capital One merged with ING Direct last year over the objections of consumer groups, which said Capital One should not become the fifth-biggest bank because of a poor record with consumers. The National Community Reinvestment Coalition specifically objected to Capital One’s use of “payment protection” and asked that it be referred to the CFPB.When the Federal Reserve allowed the deal, it ordered Capital One to improve internal controls around its lending and debt-collection operations.Capital One paid more than $200,000 to Britain’s top financial regulator in 2007 for misleading marketing of payment protection, according to news reports at the time.Stock of the parent company, Capital One Financial Corp., fell 94 cents, or 1.7 per cent, to $54.89.___Daniel Wagner can be reached at www.twitter.com/wagnerreports .
Brutus Buckeye and Ohio State Athletic Director Gene Smith participate during the Buckeye Kick-Off on August 27 at Ohio Stadium. Credit: Michael Huson / Managing EditorThe Ohio State University Department of Athletics announced the launch of the “Bucks On Us” campaign, which highlights the university’s free admission sports beyond the student body.OSU students already have garnered free admission to athletics events other than football and men’s basketball.Varsity sports such as tennis, field hockey, women’s ice hockey, women’s lacrosse and men’s volleyball are just a few of the more than 20 athletic programs that offer free tickets and free parking at regular season home games, as well as unique gifts and concession discounts at select competitions. Meet-and-greets with athletes and coaches are also commonly held after home games.Athletic Director and Senior Vice President Gene Smith said providing Buckeye fans with free admission games creates an atmosphere that benefits both the athletes and spectators. “It’s always been a priority of ours to offer affordable opportunities for families and fans to experience Buckeye athletics,” Smith said in a press release. “We’re blessed to have amazing coaches and student-athletes that consistently produce a strong product on the field. They are undoubtedly energized by the way our fans pack their respective venues, creating a home field advantage that is second to none.” With over 172 free athletic events offered each year on Ohio State’s campus, the “second to none” home field advantage has been apparent at events such as the men’s soccer team’s 2015 Big Ten regular season championship game against Michigan, which drew a crowd of 3,448. Additionally, softball set both single-game and single-season attendance records last spring. Ethan Rowley, assistant director of fan experience and promotions, said that he hopes the “Bucks On Us” campaign will bring awareness to both students and the general public about the wide variety of sporting events that they have access to. “Buckeye fans are passionate, but we want them to know that there’s more than football,” Rowley said. “We want them to come out and see all our sports and educate them about all the sports that the athletics department stands behind.” The next free-admission sporting event will be held by the men’s soccer team when they take on Virginia Tech on Friday, Aug. 26 at 7 p.m. as they host the annual Bert and Iris Wolstein Soccer Classic the weekend of Aug. 26 to 28.
OSU Freshman goalie Jill Rizzo saves a shot against Vermont Credit: Walt Middleton – Courtesy of OSU AthleticsThe Ohio State women’s lacrosse team took down Robert Morris 7-3 with a strong second-half rally Wednesday afternoon. The Buckeyes (5-5, 1-1 Big Ten) went on a 3-0 run in the first 10 minutes of the second half to extend to a four-goal lead that proved too big for the Colonials (4-6) to overcome. A series of turnovers and fouls led to a slow start for both teams. Robert Morris junior defender Shannon Lynch put the first goal on the scoreboard following a foul on Ohio State 12 minutes into the first half.Buckeyes junior attack McKayla Conti tied the score at one with fewer than 15 minutes remaining in the game, and junior midfielder Baley Parrott followed up with a free-position goal to give Ohio State the lead before just before the end of the first half. “We weren’t moving the ball that well in the first half,” head coach Alexis Venechanos said. “I thought our decision making was a little poor so we changed our set up a little bit [and] attacked from up top.” After a near 15-minute scoring drought in the second half after Ohio State’s early second-half run of three straight goals, the Colonials inched closer with a goal by junior attack Kerri Sayrafe. Robert Morris’ final push to close the gap was not enough, and a goal by Parrot with fewer than three minutes remaining secured the game for the Buckeyes. “I’m really proud of our team. We stepped up,” Venechanos said. “We didn’t like our start of the game, but I thought our defense definitely held the fort tight for us.”Parrot led the team with three goals and now leads the team with 28 goals. Ohio State sophomore goalie Jillian Rizzo had 13 saves and gave up a season-low three goals. The Buckeyes will turn their attention back to conference play and look to keep the momentum going when they face No. 6 Penn State at noon Saturday.
https://jrnl.ie/3359709 Old Irish ads from the past 50 years are free to view online from today The Irish Film Institute have been working to restore almost 8,000 rolls of film that had been damaged by mould. Fascinating on many levels, they can be enjoyed from a nostalgic, historical, social or cultural perspective.Over 200 adverts are available to view now on the IFI Player.Read: ‘Stop daydreaming’: Public service films and bizarre ads from the Ireland of decades pastPictures: New online archive gives public access to Dublin’s visual history Source: JACOBS: CLUB SHORTCAKETHOUSANDS OF ROLLS of archived Irish film has been restored and made available to view for free online today.The Irish Film Institute’s Irish Film Archive, supported by a grant from the Archiving Funding Scheme, has catalogued, digitised, restored and preserved a large collection of 35mm film television advertisements made in the 1960s, 1970s and 1980s.These commercials were made for broadcast on Irish television by a number of prolific Irish advertising agencies including Wilson Hartnell, Birchall, Hunter, and Arks, for a variety of Irish and international corporations.The advert archives include a cartoon singing about Jacob’s biscuits, a trippy Aer Lingus snippet, and a short and snappy ad for Sudocrem with the tagline ‘A great friend of the family’.Restoring film reel Ad for Pennys from the 1970s. Source: PENNYS/IFI PlayerThe collection, numbering nearly 8,000 rolls of film, had been held in a number of damp warehouses for decades and, as a result of poor storage conditions, had suffered physical deterioration and contracted a mould infestation before it was transferred to the IFI Irish Film Archive in the mid-1990s.The IFI Irish Film Archive team has salvaged this material, through a combination of painstaking processes including frame-by-frame assessment, extensive physical and chemical conservation, followed by scanning and digital restoration.The collection has also been catalogued and preserved according to international best practice, thus safeguarding it for the future and making it widely accessible for the first time.This project has resulted in the creation of a substantial Irish TV advertising archive of leading brands ranging from Cadbury to Calor, and promotional films for state organisations such as Dublin Corporation, and the ESB (Coras Iompar Éireann’s ad Miles Cheaper is particularly convincing).According to the IFI: These films may be only seconds long but, taken together, they provide a unique window into Irish society and consumer habits over the course of three decades. By Gráinne Ní Aodha They tell us much about the community they were made for, as well as the era they were made in, reflecting an Ireland of very different social mores, standards, dress sense, and attitudes to gender and race. 40,239 Views Short URL Wednesday 26 Apr 2017, 9:00 PM Share745 Tweet Email22 Apr 26th 2017, 9:00 PM 56 Comments Tweet thisShare on FacebookEmail this article
Share your voice Tags Comments The 29 best games on the Nintendo Switch Video Games See it Review • Nintendo GameCube Nintendo GameCube CNET may get a commission from retail offers. 29 Photos 15 Nintendo It’s been just over three months since Nintendo unleashed Super Smash Bros. Ultimate, the fastest-selling Nintendo Switch game yet.For the uninitiated, Smash Bros. pits Nintendo icons — Mario, Link, Kirby — against an all-star cast of video game characters in explosive free-for-all battles. It’s something of a revelation in Nintendo’s typically kid-friendly lineup of games, where instead of seeing characters politely race each other, or compete in friendly games of tennis, they punch each other in the face. A lot.Smash Bros. is a game built for short bursts. It’s a chaotic storm of quick-fire reactions and on-the-fly adjustments. Matches are often so short you can sneak one in the time it takes to make a coffee.And Ultimate is the quintessential version of Smash, cramming almost everything from the franchise’s 20-year history into one tidy package.That makes it perfect for the Nintendo Switch, right?It should be — but it isn’t. It can’t be. Because Smash Bros. is an anachronism so firmly rooted in the past it will never be able to take full advantage of the Switch’s best asset: Its portability.And so Ultimate is like a two-patty, three-cheese, double-bacon burger dripping with secret sauce but the bun has been replaced by two cookies. I love burgers. I love cookies. This should be everything I want, but Smash Bros. is just not meant to be consumed in this way. Nintendo God-tierFirst, a little context: In 2002, I was a chubby kid that bailed on after-school socializing for Super Smash Bros. Melee, on the Nintendo GameCube. Basically, if it was legal for a 12-year-old to get a forehead tattoo, I would have plastered the game’s logo smack in the middle of my brow.I have thrown money at every Super Smash Bros. game. There was the Wii version, Brawl, which I had to buy three times. It didn’t receive a simultaneous worldwide release, so I employed the internet dark arts just to get it three months early. Next came Super Smash Bros. for the Wii U and 3DS — the same game but on two different consoles — both of which I had to own. But for all the copies bought, Melee’s successors never quite captured the same emotion that Melee did, even though they tapped into those memories where I’d waste entire days in uncomfortable chairs, drinking warm, discount cola from 2-litre bottles and rubbing Doritos dust on grubby sweatpants. I’m not the only one with a nostalgic link to Melee, either. The game is revered as the pinnacle of Super Smash Bros. It’s a Godlike figure that lords over the Church of Smash. It has endured, over the last 18 years, as one of the world’s most popular competitive fighting games and is played at the biggest tournaments every year.Melee is deeply ingrained in the Super Smash Bros. psyche as The Very Best — and the reason for that can be partly attributed to the Nintendo GameCube controller.Super Smash Bros. Melee is considered one of the best games of all-time. Nintendo Burden of controlSome rate the GameCube controller as the best ever. Others would prefer to see it relegated to the dustbin of video game history. Wherever you sit, there’s no doubt that Super Smash Bros. Melee and that awkward, gaudy, curved controller were made for each other — and it has become the controller of choice for every Smash since.The quick-flick C-stick under the right thumb, the friction of a full-trigger press with your index finger and the bounciness of the X and Y buttons all delicately mix with the exploding light on screen. No Smash has quite been able to affix the “stickiness” of its controls to the high intensity action unfolding on the screen like Melee does.When Super Smash Bros. was announced for the Wii U in 2013, it seemed like the era of the GameCube controller was over. But in 2014, to the delight of many fans, Nintendo announced that the Wii U would be getting an adapter. Think about that.Rather than develop a Super Smash Bros. that took advantage of the Wii U’s unique second-screen setup or utilized its touch controls, Nintendo released an adapter for an (at the time) 13-year-old controller. Which brings us to the Switch. The Switch doesn’t have GameCube controller ports, but you can plug in a dual-USB adapter, just like you can on the Wii U, to play with GameCube controllers. But the Switch is meant to be portable. It’s a lift-and-go home console you can play literally anywhere — and plugging in a ‘Cube controller goes against that. Ultimate doesn’t get to take advantage of the Switch’s best feature. It’s not Breath of the Wild, which is crafted so perfectly it suits both short bursts and long, intensive stints. It’s not Super Mario Odyssey, which is conveniently carved into neat segments so that it fits into your schedule whenever you turn it on.Super Smash Bros. Ultimate is a game you have to make time for.Super Mario Odyssey has you collect hundreds of moons in each level. It’s perfectly designed to pick up and play. GameSpot I want to be a kid againIn CNET’s review of Ultimate, Alfred Ng said Ultimate makes him “feel like a kid again.” He’s not wrong. Its full roster of characters, stages, items and collectibles, spanning the series’ 20 years, delivers an overwhelming dose of nostalgia. When I first jumped in, it had me smiling like a buffoon, remembering the good ol’ days. But making me feel like a kid again is a double-edged sword.When I was a kid, all I had to do was make it through a six-hour school day without the Phys Ed. teacher berating me for being unfit.Now I’m 30 — an adult with real adult things to do like mop the floor and take the garbage out and try to eat healthy and make sure I exercise daily so I won’t berate myself for being unfit — Super Smash Bros. exists in a different world. You want to play with the best controller? OK, but you have to get home and drop the Switch into the dock, the only place where the GameCube controller adapters work.And you’ve got to stack the dishwasher when you’re home!You want to play with friends? Better organize a meetup after work at somewhere mutually convenient for the four of you to get to at a time that takes into consideration late working hours and early starts the next day and wait — doesn’t John’s kid have ballet class on Wednesdays?And remember to vacuum the living room where you spilled your granola this morning, idiot!Want to play online? You have to go home and connect the Switch to the Wi-Fi and sit through an outdated online matchmaking system that desperately requires further tweaking before you can get into a game you might not even want to play.Oh — and don’t forget the dishes!!!’Perfect for the Switch’Everyone is buying the Nintendo Switch. In 2019, some analysts predict it will outsell both the Playstation 4 and the Xbox One. Based on its current sales data, it seems Super Smash Bros. Ultimate will become the system’s best-selling game by year’s end. It currently sits in third, trailing only Super Mario Odyssey and Mario Kart 8 Deluxe. Deservedly so.Ultimate is a wonderfully crafted game — it’s almost perfectly balanced and one of the most fluid, well-performing games on the Switch, given how ridiculous a round of Smash can get. Masahiro Sakurai, Smash Bros. creator, has routinely sacrificed his health to get this made, and the love and care for all its systems and characters are readily apparent as soon as you press start.Maybe I’m just getting old. Maybe I’m just trying to justify my unwillingness to change. Maybe I’m just more prone to yelling at clouds than I was 18 years ago.Because you certainly don’t have to look far to find kids sneaking games in during gym class, or during a tornado warning, content with their Pro Controllers and Joy-Con. My muscle memory is likely fine-tuned to the curves of an awkward 18-year-old controller and I just can’t get out of that cycle. But Edmond Tran perhaps put it best in a glowing review at GameSpot: “There is one significant struggle that Ultimate comes up against, however, which lies in the nature of the console itself. Playing Super Smash Bros. Ultimate in the Switch’s handheld mode is simply not a great experience.”For all the video games that are “perfect for the Switch,” Super Smash Bros. Ultimate is a game that feels — sacrilegiously — burdened by it. Mentioned Above Nintendo GameCube (Indigo) $349 Target Nintendo
Individual news stories are posted on the APRN news page. You can subscribe to APRN’s newsfeeds via email, podcast and RSS. Follow us on Facebook at alaskapublic.org and on Twitter @aprn.Download AudioDenali Commission Money Survives House Liz Ruskin, APRN – Washington DCIn Congress this week, the Denali Commission survived another attempt to strip it of federal funds.Fairbanks Wind Energy Battle ContinuesDan Bross, KUAC – FairbanksA Fairbanks based alternative energy company continues to push Golden Valley Electric Association to buy more of its wind power. Alaska Environmental Power operates a wind farm in Delta Junction, and recently teamed with an Anchorage law firm on a report it hopes will sway utility members.Rep. Guttenberg Looks To Jumpstart Fairbanks LNGDan Bross, KUAC – FairbanksState Representative David Guttenberg wants to jumpstart Fairbanks’ conversion to natural gas heating. The state is pursuing a public private project to process North Slope gas and truck it to Fairbanks, but Gutenberg says it faces a familiar problem.Fairbanks Rains Approach Record Levels Dan Bross, KUAC – FairbanksScattered rain showers are in the Fairbanks area forecast, and any precipitation that falls will add to local totals that have Fairbanks on track to continue breaking wet weather records. The last rain event Monday, a thunderstorm that brought heavy downpours boosted July precipitation even further above normal. The National Weather Service reports that Monday’s thunderstorm dropped 1.13 inches at Fairbanks International where the agency takes its official measurements.‘Among Wolves’ Details Researcher’s Lifelong Passion Emily Schwing, KUAC – FairbanksEarlier this year, the University of Alaska Press released a book detailing a biologist’s life-long effort to chronicle the lives of wolves that live inside the boundary of Denali Park and Preserve.Marybeth Holleman was a friend of Doctor Gordon Haber, who was killed in a plane crash in Denali in 2009. Holleman spent the last few years digging through forty years’ worth of Haber’s field notes, journals and even tweets. Holleman has compiled Haber’s work into a new book.Alaska Native Leader Don Wright Passes Away Ellen Lockyer, KSKA – AnchorageAlaska Native leader Don Wright has died. He was 84 when he passed away at home on July 5. Wright was instrumental in developing the tribal lands compensation legislation, Alaska Native Claims Settlement Act, signed by President Richard Nixon in 1971. Wright was leader of the Alaska Federation of Natives that year.AK: Bear AwareLisa Phu, KTOO – JuneauFor naturalist Steve Merli, bear education isn’t just about staying alive. The way he sees it, knowing how to behave in bear country allows Alaskans to explore wilderness more deeply.Merli works with Discovery Southeast, a Juneau organization that connects kids with nature programs.Earlier this month, KTOO’s Lisa Phu joined campers for a lesson that had some questioning their assumptions about bear encounters.300 Villages: PalmerThis week on AK we’re heading to Palmer, home to the state’s only musk ox farm. Mark Austin is director of the musk ox farm in Palmer.
Citation: Verizon’s Droid X officially gets Gingerbread May 27 (2011, May 25) retrieved 18 August 2019 from https://phys.org/news/2011-05-verizon-droid-gingerbread.html More information: Verizon Wireless This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Owners of Motorola’s Droid X have been patiently waiting for the Gingerbread release in the hopes of fixing some issues that have been plaguing Motorola’s Droid X since it was introduced July of 2010.Some of the problems Verizon claims will be fixed include:• Improve contact syncing from multiple accounts• Email pushes now work when using Exchange Active Sync• POP3/IMAP emails now show the correct date stamp• Camera’s auto-focus feature improved for low-light photographyAndroid 2.3 will provide several improvements for the Droid x device, some of which include:• Download Manager App• Updated calendar options• App groups• Dock icons• New user interface and color schemeRooted phones will need to be un-rooted before you accept the update for Android 2.3. The updated file size is approximately 112Mb and would be advisable to download it using your Wi-Fi connection if you have an unreliable 3G connection.For a complete list of enhancements and improvements see the link below for additional information. Android 2.3 Gingerbread expected in the next few days © 2010 PhysOrg.com Explore further Verizon is officially Gingerbread this Friday; software version 4.5.596.MB810.Verizon.en.US. (PhysOrg.com) — The long waited Android 2.3 (Gingerbread) has been officially announced by Verizon Wireless today. Version 4.5.596.MB810.Verizon.en.US will start getting pushed out to users this Friday.
Using 30nm class technology, Samsung develops industry’s first DDR4DRAM Explore further (Phys.org) — Micron Technology is polishing up its DDR4 memory modules, “sampling” the modules and getting feedback from major customers. The company plans to reach volume production later this year. In brief, Micron is getting ready to bring its DDR4 DRAM modules for market This means the computer industry can expect a new memory standard to make a difference across a range of computing devices, from enterprise computing to so called ultra-thins and tablets. Boise Idaho based Micron this week announced the first piece of its portfolio of DDR4-based modules as the 4-gigabit (Gb) DDR4 x8 part. The announcement said the complete portfolio of DDR4-based modules will include RDIMMs, LRDIMMs, 3DS, SODIMMs and UDIMMs (standard and ECC). Citation: To DDR3: Thanks for the memory but time for DDR4 (2012, May 10) retrieved 18 August 2019 from https://phys.org/news/2012-05-ddr3-memory-ddr4.html For the “soldered down space,” said Micron, the x8, x16, and x32 components will be available, with initial speeds up to 2400 megatransfers per second (MT/s), increasing to the JEDEC-defined 3200 MT/s. Observers assume that the DDR4 modules will first appear in enterprise machines with ultrathins and tablets up next. Advantages will be twofold; in terms of power savings and performance enhancements. Beyond Boise, one piece of unfinished business is still to be finalized, the JEDEC definition for DDR4. JEDEC stands for Joint Electron Devices Engineering Council and publication of the specification is awaited. JEDEC apparently intends to publish quite soon. According to JEDEC, “With publication forecasted for mid-2012, JEDEC DDR4 will represent a significant advancement in performance with reduced power usage as compared to previous generation technologies.“JEDEC said per-pin data rates, over time, will be 1.6 giga transfers per second to 3.2 giga transfers per second. With DDR3 exceeding its expected peak of 1.6 GT/s, it is likely that higher performance levels will be proposed for DDR4 in the future. Also planned in the new standard are a “pseudo open drain interface on the DQ bus, a geardown mode for 2667 Mhz data rates and beyond, bank group architecture, internally generated VrefDQ and improved training modes.” JEDEC will host a DDR4 Technical Workshop following the publication of the standard. Micron’s DDR4 technology was co-developed with Taiwan-based Nanya Technology. Founded in 1995, Nanya does research and development and design, as well as manufacturing, of DRAM products. In 2008, Nanya and Micron entered a joint technology development agreement. While the JEDEC publication will be complete midyear, Micron is wasting no time, with plans to reach volume production of its products in Q4 2012.Commenting on what to expect with DDR4, Nebojsa Novakovic, writing in VR-Zone, said DDR4 has better ways of handling parity and ECC errors than previous memory types, and it can provide recovery from both command and parity errors without crashing the system. Nonetheless, any real deployment will happen in 2014, he said, with AMD and Intel platform support of the new memory. © 2012 Phys.Org This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.
The upcoming Spider-Man movie will reportedly feature an African-American or Latino protagonist, instead of a white man, if a revelation by a film journo is to be believed. The Wrap’s Jeff Sneider, during a recent episode of Meet the Movie Press, spilled the beans. “I’m telling you right now, Spider-Man’s not going to be white. I’m 95% sure. Spider-Man’s going to be most likely black. But there’s a chance he could also be Latino…”Sneider said.